QLD CTP Insurance

World-class cover, local support
CTP insurance is compulsory for all vehicles in QLD. Generally, as long as your vehicle is registered, your QLD CTP insurance will cover you, and other drivers of your vehicle, for any injuries caused to other road users if you, or they, are at fault in a motor vehicle accident anywhere in Australia.
Our QLD-based CTP specialists are here to support you during the claims process
Allianz Australia is one of the largest general insurers in Australia and part of the global Allianz Group
2 million CTP customers across Australia
Find out what is and isn’t covered with our CTP Insurance.

  • Your liability
  • CTP insurance generally covers your liability – and the liability of anyone who drives your vehicle – for injuries and death caused to other parties in a motor vehicle accident, 24 hours a day, anywhere in Australia. 

  • Damage to vehicles or property
  • CTP insurance doesn’t cover damage to your vehicle, other vehicles or property.

The extent of QLD CTP cover is defined by law and in some circumstances may be excluded, such as if the accident was the result of a serious driving offence.
If you have been injured in a motor vehicle accident and wish to make a claim for your injuries, follow the link below

Our local team of CTP claims specialists are here to help you. Give us a call during business hours:

8 AM – 9 PM AEST, weekdays
8 AM – 5 PM AEST, weekends

The cost to someone who’s injured in a motor vehicle accident can be significant when one considers the medical care and treatment costs that can be involved and potential loss of income during recovery. In extreme cases, victims can need expensive treatment for the rest of their lives.

To make sure that innocent victims of motor vehicle accidents are compensated irrespective of the financial position of the driver that caused the accident, it’s mandatory for all vehicle owners to take out CTP insurance before they’re able to register their vehicle.

You may nominate to change your CTP insurer at any time while your vehicle is registered but the actual change of insurer will only come into effect from the commencement of the next registration or renewal.
Your CTP insurance will cover your vehicle as long as it’s registered. To cancel your CTP policy, you must first cancel your registration with DTMR. Once deregistered, DTMR will give you with a refund of the unused portion of the CTP premium.
No. CTP insurance is attached to the motor vehicle registration. The CTP insurance will be transferred to the new registered owner.
If your vehicle is deregistered due to a total loss or having been stolen, you’ll be entitled to a refund of any unused portion of your CTP premium.
Yes, the government imposes time limits for making a CTP claim. Contact us if you need further information about the time limit to make your claim.
We’ll send you a letter advising you of your claim reference number and the name and contact details of the person who’ll be responsible for the management of your claim. In addition, your claims consultant will also contact you promptly via phone when we receive your claim. We’ll also keep you up to date on the progress of your claim on a regular basis.
We may need to contact you to get an update on the progress of any treatment and we may also need to get further documents from you to assess your claim. We’ll discuss with you the need for any of this additional information.

From 12 AM on 1 July 2023, Allianz will no longer offer a complimentary At-Fault Policy to new or renewing customers with CTP Insurance.

For customers who have applied for the cover before 12 AM on 1 July 2023, the complimentary At-Fault Policy will be available until their next renewal date*.

*For full terms and conditions of the At-Fault Policy, read the At-Fault Driver Policy Document.

Eligible customers with CTP insurance beginning before 12 AM on 1 July 2023 may be entitled to additional benefits under the At-Fault Policy.

Under the At-Fault Policy, eligible customers who suffer one of a list of defined injuries in a motor vehicle accident where they were entirely at fault, can access lump sum benefits. These benefits are payable in addition to any compensation they may recover under the QLD National Injury Insurance Scheme. The At-Fault Policy is only available for certain types of vehicles. Eligible customers must satisfy the terms and conditions of the policy and have applied for the At-Fault Policy through the Allianz website. For full terms and conditions, read the At-Fault Driver Policy Document.

From 12 AM on 1 July 2023. Allianz will no longer offer a complimentary At-Fault Policy to new or renewing customers with CTP Insurance.

For customers who have applied for the cover before 12 AM on 1 July 2023, the complimentary Allianz At-Fault Policy will be available until their next renewal date.

If you believe you may be entitled to make a claim under the Allianz At-Fault Driver Protection Insurance Policy, contact us on 07 3023 9006.

Premier Motor Insurance, Motor Insurance and Compulsory Third Party (CTP) Insurance are provided by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFS Licence No. 234708.

Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice). These, together with the relevant Target Market Determination, are available on this website.