Dealer Insurance

What is Motor Vehicle Insurance?

Motor Vehicle Insurance provides comprehensive cover for your vehicle.

Available in two levels of cover, ‘Motor Insurance’ provides our standard level of cover and is perfectly suited for near-new and pre-owned vehicles.

‘Premier Motor Insurance’ provides our standard Motor Insurance cover plus additional benefits such as 3 year new-for-old vehicle replacement and is designed to suit all vehicles.

You’ll find these products available through authorised Allianz dealerships and ready to be purchased when you buy your vehicle.

Play the video to find out more



Features & Benefits


What am I covered for?


Regardless of the level of cover that you select, Allianz Motor Insurance and Premier Motor Insurance both come with the support of a 24/7 online claims lodgement process, the option to pay by the month at no extra cost# and a commitment that we’ll guarantee materials and workmanship on authorised repairs for as long as you own or lease your vehicle.



Allianz Motor Insurance Allianz Premier Motor Insurance
New for Old replacement*   
Up to 2 years of age
  
Up to 3 years of age
Choice of repairer
Parts we use to repair your vehicle New, recycled or reconditioned^ Genuine Manufacturers parts**
Child seat or baby capsule cover   
Up to $500 per incident
  
Up to $500 per incident
Emergency repairs   
Up to $500 per incident
  
Up to $500 per incident
Emergency accommodation and travelling expenses   
If incurred more than 100km from home up to $1,000 combined
  
If incurred more than 100km from home up to $1,000 combined
Lock re-keying/re-coding   
Up to $1,000 when reported to police
  
Up to $1,000 when reported to police
Personal Items   
Up to $1,000 any one incident
  
Up to $1,000 any one incident
Staying mobile following theft of vehicle   
Rental or loan car up to 30 max, $100 per day max
  
Rental or loan car up to 30 max, $100 per day max
Towing   
Reasonable costs
  
Reasonable costs
Trailer or Caravan cover   
$1,000 or the market value whichever is the lesser
  
$1,000 or the market value whichever is the lesser
Transportation costs   
Up to $500 per incident
  
Up to $500 per incident
Accidental death benefit   
Up to $25,000 per period of insurance
  
Legal Liability up to $20,000,000
Legal Costs – All
Substitute Vehicle (liability)
Employer’s or Principal’s liability
Supplementary bodily injury (liability) up to $20,000,000 any one event or series of events



Add some benefits

Choose the optional benefits that suit your needs for an additional premium.



Motor Insurance Premier Motor Insurance
Removal of basic excess for tyre claims (2 replacement or repair claims in any period of insurance)    Optional
Removal of basic excess for windscreen claims (1 replacement claim and 2 repairs in any period of insurance) Optional Optional
Staying mobile following an accident (rental loan car up to 30 days, $100 per day max) Optional Optional
Tools of trade (when stolen forcibly or damaged in a collision up to $3,000 per incident Optional Optional



Optional Excesses



Motor Insurance Premier Motor Insurance
Named driver excess option (reduce your premium by naming specific drivers on your policy Optional Optional



How does it work with your other insurance?


For NSW, QLD and SA drivers it’s a requirement that you hold Compulsory Third Party (CTP) Insurance. To find out more about CTP insurance here



How to make a claim?


You’re on the way to the shops when you unfortunately hit another car.



You can make a motor claim online, or by contacting one of our dedicated claim specialists. Our claims specialists offer a wealth of experience and understand how to get your vehicle repaired and back into your hands looking like you’ve just driven it back off the showroom floor.

Policy documents

We do not provide financial advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to relevant Product Disclosure statement (PDS). Allianz Motor Insurance Product Disclosure Statement (PDS) or Allianz Premier Motor Insurance Product Disclosure Statement (PDS).

Get a quote

To take out Allianz Motor Insurance or Allianz Premier Motor Insurance speak with your Business Manager at your authorised Allianz dealership today.


*If your vehicle was purchased new or as a demonstrator model by you, and becomes a total loss within three years (for Premier Comprehensive Insurance) or two years (for Allianz Motor Insurance) of the starting date of the original registration, we will replace your vehicle with a new vehicle of the same make, model engine size, features and paint type if such a vehicle is available in Australia.

** If we are unable to repair the part, new genuine manufacturer parts will be used where locally available or genuine reconditioned or recycled manufacturer parts where a new part is not available. Where a genuine new or used part is not locally available we may use parts that meet Australian Design Rules.

^ If we are unable to repair the part, we use new, recycled or reconditioned parts that meet the requirements of Australian Design Rules (ADR). If such parts are not available or appropriate, parts from alternative distribution channels may be used.

#Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.