NSW CTP Insurance

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Generally, CTP insurance covers your liability and the liability of anyone who drives your vehicle for injuries and death caused to other parties in a motor vehicle accident anywhere in Australia.

For accidents on or after 1 December 2017, your CTP can also give certain limited statutory benefits to you as the driver of your vehicle, or another person who drives your vehicle, if injured and the at fault driver in a motor vehicle accident.

The extent of the CTP insurance cover is defined by law. In some circumstances, cover may be excluded. For instance, if the accident was the result of a serious driving offence.

eGreen payment facility enables you to register your vehicle online at the RMS within minutes
Our NSW-based CTP specialists are here to support you during the claims process
Allianz Australia is one of the largest general insurers in Australia and part of the global Allianz Group

The cost to someone who is injured in a motor vehicle accident can be significant when one considers the medical care and treatment costs that can be involved, and potential loss of income during recovery. In extreme cases, victims can need expensive treatment for the rest of their lives.

To make sure innocent victims of motor vehicle accidents are compensated, irrespective of the financial position of the driver that caused the accident, it’s mandatory for all vehicle owners to take out CTP insurance before they’re able to register their vehicle.

Contact your authorised Allianz Dealer to arrange your NSW Green Slip today
No, it doesn’t. If you would like cover for these types of damage, you may wish to take out other insurance such as comprehensive motor insurance.
Yes. Given your vehicle is registered in NSW, your Allianz Green Slip covers you for injuries you might cause to other road users 24 hours a day, Australia-wide. The amount of compensation payable depends on the law in the state where the accident occurs.
You may only change your CTP insurance provider at the beginning of each registration period. Once your CTP Green Slip has been used to register your vehicle, the only way you’ll be able to change insurers is by cancelling and re-establishing your registration (see “How do I cancel my CTP policy?”).

Your CTP Green Slip will cover your vehicle as long as it is registered. To cancel your Green Slip, you must first cancel your registration with the Roads and Maritime Services (RMS). Any refund for the unused premium is calculated from the date the RMS confirms deregistration.

Once deregistered, the RMS will give you a letter which can be used as proof that your vehicle’s registration has been cancelled. Once this letter is provided, your CTP insurer can then process your policy cancellation and refund any unused portion of the premium.

No. CTP Insurance is attached to the motor vehicle registration. The CTP Insurance will be transferred to the next registered owner.
If your vehicle is deregistered due to a total loss or having been stolen, we’ll refund any unused portion of your CTP premium once we’ve been provided with proof of deregistration. Any refund for the unused premium is calculated from the date the RMS confirms deregistration.

NSW CTP Scheme Reform 2017: In December 2017, the NSW Government amended the CTP Scheme to better support people injured in motor vehicle accidents on NSW roads. The new scheme focuses on early support and recovery.

See the State Insurance Regulatory Authority website for more information on CTP Green Slip Reforms.

All registered vehicles including cars, trucks, motor bikes and motor scooters need CTP insurance. Trailers don’t as they’re covered by the towing vehicle’s CTP insurance.

The State Insurance Regulatory Authority (SIRA) regulates the CTP market and licenses some insurers to sell and manage CTP insurance in NSW. CTP insurance is defined by the Motor Accidents Injuries Act 2017. As such, coverage provided by all insurers is essentially the same although some insurers may offer an additional At Fault Driver Protection policy when providing CTP insurance. SIRA prescribes a number of factors that all insurers must apply when setting their premiums. Insurers can supplement these factors with additional criteria that are deemed appropriate to determine premium levels.

These factors include: the location in which the insured vehicle is garaged, your driving history, the age of all drivers of your vehicle, the age of your vehicle, the type of vehicle being insured, the purpose for which your vehicle is used, and your entitlement to claim an Input Tax Credit on your CTP premium.

Renewing customer: We’ll send a renewal notice to your registered address. The notice will contain information about how to renew your existing Allianz CTP policy. If you would like to contact Allianz to renew your CTP policy, call us and quote your Biller Reference Number (BRN), which can be found in the payment details section of your renewal notice. Alternatively, call our contact centre on 131 000. They can help with your renewal.

New Customers: Contact your authorised Allianz Dealer to arrange CTP Insurance today.

From 12:00 AM on 1 September 2021, Allianz will no longer offer At Fault Driver Protection Insurance to new or renewing customers with CTP Insurance. For policies already in force before this date, the At Fault Driver Protection Insurance Policy cover will continue for eligible customers until their policy’s next due date.

For CTP policies commencing or renewing before 12:00 AM on 1 September 2021, the cover offered under Allianz At Fault Driver Protection Insurance Policy is available to eligible customers until their CTP policies first renewal date after 12:00 AM on 1 September 2021. After the first renewal date, the Allianz At Fault Driver Protection Insurance cover will no longer be available to those customers.

For full terms and conditions of the Allianz At Fault Driver Protection Insurance cover including details of eligible customers, review the At Fault Driver Protection Policy document.

The Fund Levy is a part of your CTP premium. It covers your ambulance and initial hospital fees, as well as lifetime care for the severely injured. It also preserves funding for future treatment and care for those who are seriously injured and not at fault in the accident.

The Fund Levy consists of the Motor Accidents Operational (MAF) Fund Levy, the Lifetime Care & Support Scheme (LTCS) Fund Levy & the Motor Accidents Injuries Treatment & Care (MAITC) Fund Levy.

If you have other questions about your premium, or need help with a claim, call CTP Assist on 1300 656 919 (8:30 AM to 5 PM, Monday to Friday), or send them an email any time.

Customers who use their vehicle as part of a GST registered business can claim back the GST portion of their CTP premium from the Australia Taxation Office as an Input Tax Credit (ITC) when lodging their business activity statements.

Due to different tax treatments, the cost to the insurer of claims made by ITC entitled customers is higher than for customers who aren’t entitled to an ITC. For this reason, CTP insurers charge a higher premium to GST registered customers entitled to an ITC.

If you’re registered for GST purposes and can claim the ITC on the premium, you must answer “yes” to the question “Is anyone entitled to claim an input tax credit on this vehicle?” This is the case even if you don’t intend to claim the ITC.

For more information contact the ATO or speak to your taxation advisor.

If the motor vehicle accident happened on or after 1 December 2017 and if you were injured in it, regardless of who’s at fault for the accident, you may be entitled to make a CTP claim. For more information about when to make a claim, visit the claims page.

There are strict timeframes in relation to making a claim if you were injured before 1 December 2017. Contact us on 1300 131 319 for more information.

Premier Motor Insurance, Motor Insurance and Compulsory Third Party (CTP) Insurance are provided by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFS Licence No. 234708.

Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice). These, together with the relevant Target Market Determination, are available on this website.