Motor Vehicle Insurance

Two levels of cover available through Allianz dealerships
Motor Vehicle Insurance provides comprehensive cover for your vehicle.
We offer two levels of cover – Allianz Motor Insurance and Allianz Premier Motor Insurance. Both levels give comprehensive cover for your vehicle and are available when you buy your vehicle through an authorised Allianz dealership.
  • Our standard level of cover
  • Suited to near new and preowned vehicles
  • Our standard Motor Insurance cover plus additional benefits, such as three years new for old vehicle replacement1
  • Best suited to new and near new vehicles

These products are ready to be purchased when you buy your vehicle from an authorised Allianz dealership. 
Regardless of the level of cover that you choose, Allianz Motor Insurance and Premier Motor Insurance both come with many benefits. These include:
The support of a 24/7 online claims lodgement process
The option to pay by the month at no extra cost2
A commitment that we’ll guarantee materials and workmanship on authorised repairs for as long as you own or lease your vehicle
This is a summary only of some of the features available in our Comprehensive Car Insurance policies. Before deciding on this insurance, carefully consider the Product Disclosure Statement (PDS) which sets out the terms, conditions, limits and exclusions.

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New for old replacement¹
Up to two years of age
Up to three years of age
Choice of repairer
Parts we use to repair your vehicle
New, recycled or reconditioned³
Genuine manufacturer’s parts⁴
Child seat or baby capsule cover
Up to $500 per incident
Up to $500 per incident
Emergency repairs
Up to $500 per incident
Up to $500 per incident
Emergency accommodation and travelling expenses
If incurred more than 100 km from home up to $1,000 combined
If incurred more than 100 km from home up to $1,000 combined
Lock re-keying/re-coding for stolen car keys
Up to $1,000 when reported to police
Up to $1,000 when reported to police
Personal Items in car stolen or damaged in covered accident
Up to $1,000 any one incident
Up to $1,000 any one incident
Staying mobile following theft of vehicle
Rental or loan car up to 30 days max, up to $100 per day
Rental or loan car up to 30 day max, up to $100 per day
Towing
Reasonable costs
Reasonable costs
Trailer or caravan cover
$1,000 or the market value whichever is the lesser
$1,000 or the market value whichever is the lesser
Transportation costs
Up to $500 per incident
Up to $500 per incident
Accidental death benefit
Up to $25,000 per period of insurance
Legal liability up to $20,000,000
Legal costs - all
Substitute vehicle (liability)
Employer’s or principal’s liability
Removal of basic excess for tyre claims (2 replacement or repair claims in any period of insurance)
Optional
Removal of basic excess for windscreen claims (1 replacement claim and 2 repairs in any period of insurance)
Optional
Optional
Staying mobile following an accident (Rental or loan car up to 30 days max, up to $100 per day)
Optional
Optional
Tools of trade (when stolen forcibly or damaged in a collision up to $3,000 per incident
Optional
Optional
Named driver excess option (reduce your premium by naming the drivers on your policy)
Optional
Optional
For NSW, QLD and SA drivers it’s a requirement that you hold Compulsory Third Party (CTP) Insurance. Find out more on the CTP Insurance page.
Start your claim online or call 1300 139 664. We have a team available 24 hours, 7 days a week to assist you.

We don’t give financial advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.

Before making a decision, refer to the relevant Product Disclosure Statement (PDS):

A Target Market Determination (TMD) describes the class of customers an insurance cover has been designed for, including the key attributes of the insurance cover and the customers
who are eligible for it. 

A TMD doesn’t replace the terms and conditions, nor the disclosures made, in a PDS. You should continue to refer to the PDS before deciding to buy insurance cover. Refer to the list of
Allianz Automotive Insurance Product TMDs.
To take out Allianz Motor Insurance or Allianz Premier Motor Insurance, speak with the Business Manager at your authorised Allianz dealership today.
  1. If your vehicle was purchased new or as a demonstrator model by you and becomes a total loss within three years (for Premier Comprehensive Insurance) or two years (for Allianz Motor Insurance) of the starting date of the original registration, we will replace your vehicle with a new vehicle of the same make, model engine size, features and paint type if such a vehicle is available in Australia.
  2. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
  3. If we are unable to repair the part, we use new, recycled or reconditioned parts that meet the requirements of Australian Design Rules (ADR). If such parts are not available or appropriate, parts from alternative distribution channels may be used.
  4. If we are unable to repair the part, new genuine manufacturer parts will be used where locally available or genuine reconditioned or recycled manufacturer parts where a new part is not available. Where a genuine new or used part is not locally available, we may use parts that meet Australian Design Rules.

Premier Motor Insurance, Motor Insurance and Compulsory Third Party (CTP) Insurance are provided by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFS Licence No. 234708.

Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice). These, together with the relevant Target Market Determination, are available on this website.